Listen To My Latest Podcast Episode:

MU173: Mary Ann Stenquist | Become Unshoppable: Find The Money To Fund The Life You Want—With The Money You Have

Listen To My Latest Podcast Episode:MU173: Mary Ann Stenquist | Become Unshoppable: Find The Money To Fund The Life You Want—With The Money You Have

Amber Champagne-Matos

Overcoming Mediocrity - Volume IX



Amber Champagne-Matos, the owner and founder of Brows on Main and Prohibition Skin, believes in doing what you love; not what you once loved. Amber is a licensed esthetician, skincare entrepreneur, and former U.S. Educator for Benefit Cosmetics! During her career with Benefit, she traveled the country extensively, trained thousands of other estheticians, and became one of the first-ever National Senior Educators. Amber also also wrote groundbreaking educational content for the company, both nationally and internationally, assisting Benefit in successfully implementing and executing exceptional internal development programs and client-facing product education. This contributed to their remarkable corporate growth. To put that in perspective, Benefit is one of the fastest-growing major players in the beauty industry employing more than 6,000 estheticians world-wide. Benefit does business in 59 countries across five continents and is part of the world-renowned luxury brand, Louis Vuitton. Her experience with this major cosmetics brand gave her the edge and knowledge she needed to confidently face the world of beauty and dare to dream. She opened her own business, created a beauty blog, and has an up and coming skincare line. Since opening Brows on Main, she has helped many women overcome what she has now called “The Midlife Skin Crisis.”

Amber currently resides in Southern California with her husband Tony and son Liam. Although she lives in California, she considers herself truly “East Coast” at heart, is fascinated by the Enneagram (she’s a 4w5 with strong 3 tendencies), and once did makeup during New York’s famous fashion week. To learn more about the Midlife Skin Crisis and how to conquer anti-aging and acne simultaneously, go to


Amber Champagne-Matos
Champagne Apothecary 


My Story

Beauty in the Breakdown

After discovering how truly precious and unpredictable life is through a devastating loss, Amber Champagne-Matos set out on a journey to overcome the impossible and break through the noise of the over $500 billion beauty industry. “Beauty in the Breakdown” divulges intimate details about the personal hardships that led Amber to finding beauty in the most difficult of circumstances, following her heart and creating a solution to an often overlooked problem in the skincare world. Amber hopes this story gives readers the courage to pursue their true passions and become who they were really meant to be.


Terri Howard

Overcoming Mediocrity - Volume VIII


Terri Howard

Terri Howard was born on June 29, 1957, in Savannah, Georgia, to Barbara (nurse) and Harold (postal worker). She was the middle child of a Christian, middle class and seemingly functional family. She never felt like she had a childhood, since she was given the responsibility of caring for her younger sister at an early age. Terri and her older brother found themselves not only being supportive of their co-dependent mother but were in the middle of many abusive attacks to their mother by their father.

Terri and her family moved to New York. Soon after her graduation, her mom left her dad and took the younger sister with her back to Savannah, her brother soon moved to California and Terri was left alone to raise herself. Terri felt totally alone again, with the exception of the dreams that God had put in her heart to one day be able to help people.

She then got married and had her only child. However, once again, she was in an abusive and dysfunctional family. Within 18 months, God gave her the strength to take her daughter and move to Georgia. This was the beginning of her downward spiral into darkness, where she indulged in drugs.

On November 30, 1998, while on the road to recovery, she started her new journey. However, Terri had forgotten her dreams. Through God’s love and her hard work, two years into recovery, she started to dream again. God gave her the vision to help those like herself, who needed a hand up and not a handout.

Still not feeling adequate enough, she enrolled in a Christian College and majored in Organizational Leadership. She knew she didn’t want to make her life in Corporate America, so she started her own non-profit, Home for Heroes. She is dedicated in her commitment to providing a safe place for our heroes’ veterans with clean and safe living spaces. This will give them an opportunity to resurrect their lives.

In November 2010, Home for Heroes opened their first home in Charlotte, N.C. Today, her daughter (who never wanted to be like her mom), is eagerly running A Place for Heroes that helps house more than 50 vets (female and male) and their families.

Terri feels her greatest achievement today is having her daughter by her side on this journey. They are both a loving example of mother and daughter love.


Terri Howard
A Place for Heroes


My Story

The Struggle Is Over

Terri grew up in Savannah, Georgia, and graduated from high school in New York City. Family dysfunction didn’t allow time for family time, hugs or showing love.  Early adulthood consisted of marriage, divorce, becoming a single mom and struggling with substance abuse. In her fifties, she finished college, found her voice and started a non-profit. Terri’s dreams and visions have become her purpose. She is no longer just the mentee. She’s a servant leader and a mentor of many. Her family, peers and strangers now present her with honors, tributes and most of all, love. 


Irina Zlatogorova

Overcoming Mediocrity - Volume V

RESILIENT WOMEN - These stories are meant to inspire and encourage women to realize their true potential.





Irina Zlatogorova

Irina Zlatogorova is an independent business consultant with over 20 years of experience in leading and managing complex projects for Fortune 500 companies. She has demonstrated substantial process improvements and savings results in consumer products, home services, and the retail industry. Irina has been recognized for her expertise in effective contract negotiations, building teams, and providing mentorship to young business professionals.

In her previous role as a Divisional Vice President of Procurement for Sears Holdings Corporation, Irina was responsible for managing a team of 100 professionals and oversaw over $4 billion in annual spending for purchasing products and services. Her responsibilities included conducting supplier risk assessments, measuring team’s performance against industry benchmarks, and providing continuing training to associates.

Before Procurement, Irina was a Compliance Officer for the Home Services organization at Sears.  She was responsible for ISO 9000 standard implementation, as well as adherence to statutory and regulatory requirements for the service industry. She also has extensive experience with divestitures, mergers and acquisitions, business process outsourcing and spending analysis.

Irina is fluent in the English and Russian languages, has an MBA from Northern Illinois University and is pursuing her Ph.D. in Business Administration with specialization in Industrial Organizational Psychology from Northcentral University.


Irina Zlatogorova




Three Life Lessons

In this story, Irina shares her three biggest life lessons that helped her to overcome many obstacles and create the life she always wanted to have. They are:
Lesson#1 – Invest in yourself and your education.
Lesson #2 – Turn a ‘Bad’ situation into a ‘Good’ one and help other people.
Lesson #3 – Find out what your passion is.
Irina sincerely hopes that these three life lessons from her life examples will help you to overcome your obstacles, to stay focused on your life purpose, reach your highest goals and become your best self.




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